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Retirement Plan Compliance Manager Conrad Siegel
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Relationship Manager for Defined Benefits Daybright Financial
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Free Publications
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Aegis Risk Medical Stop-Loss Premium Survey (PDF)
Benefits Quarterly via the International Society of Certified Employee Benefit Specialists [ISCEBS] 
Aug. 16, 2022 "Excluding claimants at renewal, known as lasering, is not permitted for 61% of respondents -- with 43% of those having a renewal rate cap.... Plan mirroring is more common, now at 49%.... 98% of surveyed plans cover pharmacy, an ongoing increase from around 90% several years back. Increased high-dollar pharmacy exposure is driving the change, and stop-loss without pharmacy coverage is now ill- conceived." |
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