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Society of Actuaries/Financial Fitness Dynamic Retirement Planning Calculator: Pros and Cons
Ken Steiner, FSA Retired 
[Opinion] Sept. 26, 2022 "The Society of Actuaries (SOA) recently released a retirement planning guide for older retirees entitled, 'Late-in-Life Decisions Guide.' ... [The Financial Fitness calculator (FFC)] could be a better financial planning tool than the 4% Rule ... However, some of the potential shortfalls of the FFC are significant and include: [1] No guidance on reasonable assumptions.... [2] Expenses and income in retirement are generally not linear as assumed by the FFC." |
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