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Cost-Sharing for Mental Health Services and Primary Care in the Individual and Small Group Markets
Robert Wood Johnson Foundation 
Oct. 19, 2022 "More than one-third (36%) of silver plans in the individual market in 2022 apply the deductible to mental health services, compared with only 23 percent that apply the deductible to primary care visits. Even when the benefit designs are equivalent, the average copay for mental health services is higher than for primary care ($34 versus $29 in individual market silver plans). A broad range of insurers in 30 states currently offer silver plans where mental health services are more expensive for consumers than primary care visits." |
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