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Going Boldly: The Retirement Savings for Americans Act 2022
John Rekenthaler in Morningstar; registration may be required 
[Opinion] Dec. 23, 2022 "Congress earlier this month introduced the Retirement Savings for Americans Act of 2022 [HR 9462], which advances the idea of a national 401(k) plan.... Rather than replace the existing system, it would supplement it, by installing the 'American Worker Retirement Plan' in all companies that lack acceptable 401(k) plans.... [Its] contribution limit is a modest $6,000; it cannot be used by higher-income employees; and it does not provide an immediate tax benefit, as it is structured like a Roth IRA." |
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