"Members of the group, called The Insurance Collaboration to Save Lives, say they were increasingly concerned about excess mortality and morbidity trends that even three years after the start of the COVID-19 pandemic, have not returned to pre-pandemic levels.... When controlling for population size, the annual number of excess deaths is up 84.9% between 2019 and 2021.... With excess morbidity comes excess losses for insurers that could be significantly quelled with digital screening and triage of policyholders."

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