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Minnesota Governor Signs Secure Choice Auto-IRA into Law
American Retirement Association [ARA] 
[Guidance Overview] May 23, 2023 "The law requires employers that employ five or more workers to participate in Secure Choice if they do not already offer a plan.... [Employees] can: [1] decide whether their contributions will be pre-tax or after-tax; [2] opt out of participation; [2] change their contribution rate; [3] direct the investment of their accounts into an array of investment funds offered through the State Board of Investment; and [5] after separation from service, leave their account with the state for distribution at a later date or elect a distribution in the form of a lump sum or other options to be determined by the board, including lifetime income options." |
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