"Many multiemployer employee benefit plans use reciprocity agreements to allow workers to have benefit contributions earned by traveling workers transferred back to their home plans.... [P]lans may misunderstand how [these agreements] work.... Plan fiduciaries can reduce their risks in connection with reciprocity by requiring travelers to sign a reciprocity authorization agreement that includes a waiver of claims against the plan. Plan fiduciaries should establish policies to ensure that they have a sensible and defensible reciprocity program."  MORE >>