"Ted Benna, the 'Father of the 401(k),' is pushing a new incentive plan employers could offer rank-and-file employees.... [M]oney put into it, exclusively by employers, would grow tax-deferred much like a 401(k).... Employers would reward workers a flat-dollar amount or a percentage of compensation to the account ... [T]he minimum amount that can be withdrawn is $500 and only one withdrawal per year is permitted."  MORE >>