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Defined Benefit Specialist II or III Nova 401(k) Associates
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What Is Cross-Testing and Is It Worth the Cost?
Benefit Resources, Inc. 
Apr. 22, 2024 "Using a number of factors, including actuarial tables and current participant age and compensation, each participant's contribution is converted to an 'equivalent benefit at retirement' (EBAR).... [C]ross-tested plans allow sponsors to provide different benefits to different groups or classes of employees, even going so far as allowing them to treat everyone individually when designing their allocation!" |
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