"What employer/plan sponsors are saying privately.... The multiple plans problem.... Let competition produce solutions.... A menu of income-generation options.... Sponsors need more protection from litigation risk.... 'Portability is big.' ... Annuities aren't the only way to generate retirement income.... Plan recordkeepers can't absorb the cost of more withdrawal functionality ... The why-go-there perspective.... Keep the status quo? ... Can't afford to ignore longevity risk."  MORE >>