96 pages. "People in the middle class have saved $8,000 (median) in emergency savings as of late 2023.... The top five greatest retirement fears among people in the middle class include outliving their savings and investments (40%), declining health that requires long-term care (40%), Social Security will be reduced or cease to exist in the future (39%), cognitive decline, dementia, Alzheimer's disease (33%), and possible long-term care costs (32%) ... Almost seven in 10 people in the middle class (69%) are confident that they will be able to fully retire with a comfortable lifestyle[.]"  MORE >>