"[T]he list of preventive services that most plans need to cover at $0.00 cost to participants under the ACA is more narrow than the list of care that QHDHPs may cover pre-deductible at no/reduced participant cost without risking participants' ability to contribute to an HSA.... Beyond what is required to be covered as preventive services under the ACA, the plan has flexibility to cover additional preventive care with no cost/reduced cost, but is not required to do so."  MORE >>