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The Rising Popularity of Roth 401(k)s: What Plan Sponsors Need to Know
Savant
Apr. 10, 2025 "The most obvious benefit is tax-free growth and withdrawals in retirement, which can be especially powerful over long time horizons.... Employees in higher tax brackets today may be better served by deferring taxes through traditional contributions, especially if they expect to be in a lower tax bracket in retirement. Roth contributions also reduce take-home pay since taxes are paid immediately, which may discourage participation." MORE >> |
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