"Your investment advisor should [1] create and regularly update an Investment Policy Statement that defines the criteria for selecting and monitoring investments.... [2] help with what types of investments should be included and how, in order to help employees build a diversified portfolio.... [4] establish a regular process for monitoring fund performance and identifying underperforming or unsuitable options.... [4] act as a fiduciary, with a legal obligation to act in the best interest of plan participants."  MORE >>