"[P]lan sponsors continue to incur administration costs when participants are separated from employment and their retirement savings. The assets are considered plan assets until the check is cashed or otherwise resolved....[U]ncashed check funds accumulate no interest or earnings, and if mishandled, can represent a potential liability to plan sponsors.... Plan administrators can take steps to minimize the incidence of uncashed distribution checks, as well as, resolve the situations that inevitably occur."  MORE >>