"One court rejected the parties' proffered definitions of the term 'working' and instead determined that a dictionary definition was reasonable. Two cases reflect courts considering whether it is reasonable for an insurer to award or deny LTD benefits based largely on subjective evidence, and due to differing facts come to different conclusions. Another court considered the reasonableness of a class action settlement related to dependent child life insurance policies. And another court considered whether an insurer acted reasonably in terminating LTD benefits in the face of a structural conflict of interest."  MORE >>