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Regional Sales Director-Heartland July Business Services
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Are You Still Worried About Increasing Your Spending in Retirement?
Ken Steiner, FSA Retired 
May 8, 2025 "The 'spend-less' Funding Status guardrail [the authors] recommend is 95%, and the 'spend-more' guardrail ... for considering increased spending was 120% ... [T]he 120% spend-less guardrail is not 'bullet-proof', but it is fairly robust, and the consequence of falling below 95% doesn't mean that you are bankrupt. It means that you might be required to temporarily or permanently reduce some discretionary spending. " MORE >> |
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