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Do IRAs Actually Help More People Save for Retirement?
Center for Retirement Research [CRR] at Boston College Link to more items from this source
May 9, 2025

"Any impact of the new auto-IRA programs must by definition be modest, since the total number of contributors is only about one million -- compared to 20 million IRA contributing households in 2022. That said, these programs could well explain the increase between 2019 and 2022 in the share of contributions coming from the bottom third of the income distribution."  MORE >>

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