"[1] Make investments through a fund that is an investment company under the '40 Act or a fund that is not treated as holding plan assets ... [2] Investigate custody arrangements to make sure they are institutional grade and that assets are not held outside the U.S.... [3] Consider indirect investments ... [4] Make sure that you will get the information required to report the investment on Form 5500 and show returns on participant disclosures.... [5] Consider making alternative investments available through self-directed brokerage accounts where participants take on more responsibility for their investment choices."  MORE >>