"[M]any individuals may be compelled to increase their contributions to 401(k) plans.... It's possible businesses would shift the funds normally paid into Social Security taxes to a larger company match or even provide nonelective contributions to each employee's 401(k), even if they don't participate.... Companies may offer access to financial advisors and planning tools to help employees feel more confident about their investment decisions.... If the average worker were to lose part of their Social Security benefits, it could be more difficult to determine the right time to retire."  MORE >>