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Fee Savings from CITs in 403(b)s Could Cover 6 Months of Retirement
Ary Rosenbaum, The Rosenbaum Law Firm P.C. 
July 17, 2025 "[A]llowing collective investment trusts (CITs) in 403(b) plans could save the median plan participant about 0.08% to 0.09% annually compared to mutual fund fees -- translating into $23,000-$28,000 less paid in fees by age 65 for someone earning $74,000 a year. That's enough to cover six months of living expenses in retirement for one person." MORE >> |
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