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Text of DOL Advisory Opinion 2025-02A: Whether a Long-Term Disability Program Sponsored by the California Association of Professional Firefighters Is an 'Employee Welfare Benefit Plan' Sponsored by an 'Employees' Beneficiary Association'
Employee Benefits Security Administration [EBSA], U.S. Department of Labor [DOL] Link to more items from this source
[Official Guidance]
July 23, 2025

"CLEA and CAPF merged their long-term care plans to form the NPFBA. CLEA and CAPF appoint the trustees responsible for administering the NPFBA LTC Plan.... [T]he Department is of the view that the NPFBA LTC Plan is not an employee welfare benefit plan within the meaning of section 3(1) of ERISA. Because CAPF and CLEA individually are not employee organizations within the meaning of section 3(4) of ERISA, they are likewise not jointly an employee organization for the same reasons."  MORE >>

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