45 pages. "[G]iven the ongoing acceleration in cost trend ... 51% say it's likely or very likely they will shift cost in 2026, compared to 45% that said they were likely to do so in 2025.... Nearly one in 10 employers offer telemedicine services to employees who are not eligible for the medical plan ... as a way to assist low-earners with affordable access to care.... High-performance networks and alternative health plans allow employers to offer more affordable options."  MORE >>