"[T]he truth behind our system's dysfunction is more complex than any one narrative allows. The real issue isn't one payer, one policy or one bad actor. It's a deeply fragmented system built on competing incentives, misaligned responsibilities and layers of administrative friction. To fix what's broken, we need to understand how each stakeholder operates, where inefficiencies creep in and how the system can be realigned to deliver better outcomes for all."  MORE >>