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Southern Pension Services
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Regional Vice President, Sales MAP Retirement USA LLC
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Relationship Manager for Defined Benefit/Cash Balance Plans Daybright Financial
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Retirement Plan Consultants
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Managing Director - Operations, Benefits Daybright Financial
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July Business Services
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Anchor 3(16) Fiduciary Solutions
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MAP Retirement
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Can You Charge Smokers More for Your Health Plan?
Bricker Graydon 
[Guidance Overview] Aug. 13, 2025 "Several new lawsuits have been filed recently alleging that employers violated HIPAA's non-discrimination rule by charging higher health insurance premiums to employees who use tobacco products.... In order to satisfy the wellness program exception, a tobacco surcharge must be implemented as part of an employer's health plan, and employees must have a reasonable opportunity to avoid the surcharge or opt into a reasonable alternative at least once per year." MORE >> |
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