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Expanding Access to Health Insurance: Consumers to Gain Access to 'Catastrophic' Health Insurance Plans in 2026 Plan Year
Centers for Medicare & Medicaid Services [CMS], U.S. Department of Health and Human Services [HHS] 
[Guidance Overview] Sept. 4, 2025 "[CMS] is working to expand access to catastrophic health coverage in the Federally-facilitated Exchange (FFE) through additional hardship exemption guidance, specifically designed to help consumers access coverage as a result of the premium increases anticipated for the 2026 plan year. This guidance describes circumstances that will support a hardship exemption for individuals who find themselves ineligible for advance payments of the premium tax credit (APTC) or cost-sharing reductions (CSRs) due to their projected annual household incomes, enabling access to more affordable, catastrophic coverage." MORE >> |
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