Featured Jobs
|
July Business Services
|
|
BPAS
|
|
Retirement Plan Administration Consultant Blue Ridge Associates
|
|
Compass
|
|
Anchor 3(16) Fiduciary Solutions
|
|
Retirement Relationship Manager MAP Retirement
|
|
Southern Pension Services
|
|
MAP Retirement
|
|
Mergers & Acquisition Specialist Compass
|
|
Regional Vice President, Sales MAP Retirement USA LLC
|
|
ESOP Administration Consultant Blue Ridge Associates
|
|
BPAS
|
|
Pentegra
|
|
Cash Balance/ Defined Benefit Plan Administrator Steidle Pension Solutions, LLC
|
|
Relationship Manager for Defined Benefit/Cash Balance Plans Daybright Financial
|
|
BPAS
|
|
Retirement Plan Consultants
|
|
Managing Director - Operations, Benefits Daybright Financial
|
Free Newsletters
“BenefitsLink continues to be the most valuable resource we have at the firm.”
-- An attorney subscriber
|
|
|
Delaying Social Security Benefits Isn't Always The Best Decision
Nerd's Eye View 
Sept. 18, 2025 "A more practical framework begins with the expected real return of the portfolio used to bridge the delay -- typically around 4%-5% for a balanced 60/40 allocation. Unless a retiree has specifically earmarked more conservative assets, such as a bond or a TIPS ladder, it's realistic to assume that delayed benefits will be funded by withdrawals from the overall portfolio -- meaning that the 'cost' of delayed filing is the growth foregone on the assets withdrawn to replace Social Security income." MORE >> |
| Please click here to report this link if it is broken (for example, if you see a "404 File Not Found" error message after you click on the linked news item's title). |
| An important word about authorship: BenefitsLink® created this link to the news item, but we are not the news item's author (unless expressly shown above). |