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The Savers Match Could Really Help Low- And Middle-Income Workers
Alicia H. Munnell, Center for Retirement Research [CRR] at Boston College Link to more items from this source
[Opinion]
Sept. 24, 2025

"[E]stimates from the Morningstar study ... show that, depending on the behavioral response, the Saver's Match could increase retirement wealth at 65 for Gen Z and Millennials by 8 to 12 percent ... Since Roths are currently used in state auto-IRA programs, the states will need to ensure that workers have access to a separate traditional account for receiving the Saver's Match. So far, they appear to be stepping up, but the withdrawal process may still be hard for workers to understand."  MORE >>

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