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DOL Issues Lifetime Income Guidance for Default Investments
Groom Law Group 
[Guidance Overview] Sept. 25, 2025 "[DOL AO 2025-04A] analyzes an in-plan custom target date account program that gradually allocates participant funds to a 'secure income portfolio,' which is offered through a variable annuity contract that provides a guaranteed lifetime withdrawal benefit (GLWB). The AO concludes that the program qualifies as a QDIA." MORE >> |
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