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Is It Possible the 4% Rule Is All Wrong?
Motley Fool Link to more items from this source
Oct. 6, 2025

"William Bengen now says a withdrawal rate of 4.7% may be more appropriate. Retirees who can cut back a little during rough market years tend to do better than those who consistently withdraw the same amount, no matter what happens. Another withdrawal strategy is to align annual withdrawals with remaining portfolio value, thereby adapting to market fluctuations."  MORE >>

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