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DOL Confirms That Lifetime Income Can Be Part of a Qualified Default Investment Alternative
Sidley Austin LLP 
[Guidance Overview] Oct. 7, 2025 "While it is helpful to have the DOL clarify this conclusion, many lawyers in the industry have already determined that including lifetime income in an investment option that otherwise meets the definition of QDIA will not impact its qualification as a QDIA. It is also helpful to have the DOL confirm that a fiduciary that meets one of the safe harbors applicable to selecting an insurance company to provide annuities in a defined contribution plan will satisfy such fiduciary's duties under ERISA." MORE >> |
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