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Federal FAQs Clarify Pathways for Employer Coverage of Fertility Benefits
Nixon Peabody LLP
[Guidance Overview] Oct. 23, 2025 "Specified-disease policies for infertility can be offered today if insured and noncoordinated. Excepted benefit HRAs can reimburse out-of-pocket fertility expenses within indexed limits. EAPs may include fertility navigation supports without becoming significant medical coverage. With potential rulemaking on the horizon, sponsors should align near-term offerings with current rules and be ready to evaluate new limited excepted benefit options as they emerge." MORE >> |
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