"[FEMA] issued Major Disaster Declarations on October 22, 2025, for [recent disasters in Alaska, North Dakota, Nebraska, and the Leech Lake Band of Ojibwe in Minnesota]. For a limited period following a disaster declaration, eligible IRA owners and employer plan participants may take qualified disaster recovery distributions and recontribute qualified home purchase distributions that they recently received. In addition, plan participants may qualify for plan loan relief and additional hardship distributions."  MORE >>