"While fertility vendors might start to offer policies, the usual carriers who offer worksite plans will more likely begin to offer a new policy. However, fertility policies may take some time to come to market, pending state insurance approvals.... Under the new guidance, employers can use these HRAs to provide fertility coverage that qualifies as an excepted benefit.... The new guidance clarifies that EAPs can cover fertility coaching and navigation services without any risk of losing their excepted benefit status."  MORE >>