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DOL Releases Guidance on Fertility Coverage
Slevin & Hart, P.C. 
[Guidance Overview] Nov. 5, 2025 "The FAQs make clear that a plan may offer fertility benefits as an independent, noncoordinated excepted benefit, and thus be exempt from ACA requirements, if the following conditions are met: [1] the benefits are provided under a separate insurance policy; [2] there is no coordination between the independent benefit and any exclusion under a related group health plan; and [3] the benefits are payable without regard to whether benefits are provided for the same condition under a related group health plan." MORE >> |
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