"A major challenge with the Transparency in Coverage (TiC) data ... is that many rates relate to providers and groups that do not provide those services.... These negotiated rates -- known as ghost rates -- undermine the goals of transparency data ... Across a combination of all 61 insurers, 91.8% of all the negotiated rates were ghost rates.... To maximize the potential of the TiC data, CMS 8 should require payers to include volume information, allowing users to quickly identify ghost rates."  MORE >>