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SEPs Vs 401(k) Plans: 3 Factors for 3 Client Profiles
PenChecks 
Nov. 14, 2025 "Although SEPs can be beneficial, there are certain types of small businesses that may want to evaluate a 401(k) plan in comparison to a SEP. Some small business owners may find that a 401(k) plan is better suited to meet their objectives when considering three factors: [1] contribution allocation; [2] maximum contribution deduction; and [3] eligibility and vesting conditions." MORE >> |
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