"The court held that the insurer's interpretation of its preexisting condition clause -- which deemed any treatment for any symptom consistent with a later-diagnosed disease as 'treatment for' that disease -- was both wrong and unreasonable, even under the deferential arbitrary-and-capricious standard." [Johnson v. Reliance Standard Life Ins. Co., No. 23-13443 (11th Cir. Nov. 21, 2025)]  MORE >>