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How Retirement Plans Are Managing Eligibility Age
Plan Sponsor Council of America [PSCA] Link to more items from this source
Nov. 24, 2025

"[S]maller plans tend to favor a minimum eligibility age of 21 and larger plans prefer 18 or no minimum age at all.... The percentage of plans with 18 as their minimum age moves from 33.3% in 2020 to 37.1% in 2024, with a low point of 27.4% in 2021. The percentage of plans using 21 as their minimum had a low point of 35.9% in 2020 and a high of 40.1% in 2021. Plans that had no stated minimum age at all varied from a high of 31.8% in 2020 to a low of 25.5% in 2024."  MORE >>

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