"This is the first decision granting a motion to dismiss in its entirety in an ERISA class action targeting companies that charge an additional insurance premium for participants who use tobacco products by claiming that the wellness programs violate ERISA's nondiscrimination test.... [T]he court found that ERISA and applicable regulations do not require retroactive reimbursement of tobacco surcharges paid earlier in the plan year before a participant completes the tobacco cessation program." [Williams v. Bally's Management Group, LLC, No. 25-00147 (D.R.I. Nov. 4, 2025)]  MORE >>