"[T]he 'best interest' regulation of the [SEC] draws significantly from the now-defunct Amended Fiduciary Rule; various states have pursued and may continue to pursue best-interest initiatives regarding the conduct of financial-services organizations; and the market for investment services may have shifted in some quarters to a more fiduciary-based model ... [We] do not know for sure whether the DOL will attempt to tweak the existing 1975 fiduciary rule or what will happen under future administrations."  MORE >>