"[Advisory Opinion 2025-04A provides that] a lifetime income product could qualify as a QDIA if it satisfies the transferability requirements and other provisions of the regulation.... [T]he DOL outlines the two safe harbors available to fiduciaries when selecting annuity providers for defined contribution plans ... [If] a fiduciary complies with the requirement of one of these safe harbors in selecting (and monitoring) the insurers selected to provide lifetime income options, it will satisfy its fiduciary obligations under ERISA."  MORE >>