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The New 'Safe' Retirement Spending Rate: It's Not 4%
ThinkAdvisor 
Dec. 9, 2025 "Morningstar's latest 'safe' spending analysis finds people starting retirement in 2026 can spend 3.9% of the portfolio annually. If they embrace flexible spending strategies, the safe rate is as high as 6%. Experts say the latter approach is likely more appealing and appropriate for most retirees." MORE >> |
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