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As a Higher Earner, Should You Still Make Catch-Up Contributions to Your 401(k)?
Morningstar
Dec. 30, 2025 "If you're running behind on retirement savings, you'll probably want to contribute the extra amount, even though there's not a current tax advantage.... A person who is currently age 50 and maxes out on both catch-up and super catch-up contributions could therefore end up with something in the neighborhood of $200,000 (assuming a 5% annual return) in the Roth 401(k) by age 65. And because contribution limits are adjusted for inflation each year, the total would likely be higher than that." MORE >> |
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