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The Rise of 'Financially Dominated' Coverage Claims for Employer Health Plans
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Jan. 14, 2026 "Plaintiffs' firms have recently advanced a new theory: that employers breach their fiduciary duties by offering health insurance options so expensive relative to other options as to provide no reasonable value.... Plaintiffs attempt to analogize it to fiduciary obligations in 401(k) plan menu design, arguing that just as fiduciaries must monitor investment options, they must also ensure that health plan options are balanced and non-duplicative." MORE >> |
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