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Text of CMS Memo: Premium Adjustment Percentage, Maximum Annual Limitation on Cost Sharing, and Required Contribution Percentage for the 2027 Benefit Year (PDF)
Centers for Medicare & Medicaid Services [CMS], U.S. Department of Health and Human Services [HHS] Link to more items from this source
[Official Guidance]
Jan. 30, 2026

"The premium adjustment percentage for the 2027 benefit year is 1.8916224814 ($8,919/$4,715), which represents an increase in PHI premiums of approximately 89.2 percent over the period from 2013 to 2026....

'[T]he 2027 maximum annual limitation on cost sharing is $12,000 for self-only coverage and $24,000 for other than self-only coverage. This represents an approximately 13.2 percent increase from the 2026 parameters of $10,600 for self-only coverage and $21,200 for other than self-only coverage....

'[T]he 2027 required contribution percentage under section 5000A of the Code [is] ... 8.50 percent ... an increase of approximately 0.45 percentage points from the 2026 value."  MORE >>

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