"[T]he Proposed Rule would: [1] Allow issuers to offer catastrophic plans with terms of either one year or multiple consecutive years, up to 10 years ... [2] Repeal standardized plan options and related limit requirements ... [3] Permit low-deductible plans with higher maximum out-of-pocket limits ... The Proposed Rule also adds additional standards of conduct for insurance agents, brokers, and web-brokers 'by clarifying prohibited marketing practices and reinforcing oversight to deter fraud and misleading conduct.' "  MORE >>