"Like the other three district courts, the Southern District of New York ... ruled that the plaintiffs' claim of harm in the form of higher premiums was too speculative to confer standing.... However, it was the plaintiffs' alleged harm in the form of higher cost-sharing requirements -- i.e., copays, coinsurance, and deductibles -- where the district court distinguished this case from the others. Unlike other cases, the district court here noted the plaintiffs' allegations of higher cost-sharing were based on 'specific overpayments, made on specific dates, at specific markups.' " [Stern v. JPMorgan Chase & Co., No. 25-2097 (S.D.N.Y. Mar. 9, 2026)]  MORE >>