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Health Plan Issues When Both Spouses Work for the Same Employer
HUB International Link to more items from this source
[Guidance Overview]
Mar. 25, 2026

"When both spouses are employed by the same organization and benefit-eligible, each is independently eligible to enroll in the group health plan as an employee.... A more complex question is whether the plan allows for dual coverage under the plan.... [M]any employers contribute significantly more to the employee-only tier of coverage than to tiers that include spouses and dependents.... This presents a dilemma when spouses work for the same employer."  MORE >>

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