"In recognizing that participants can establish standing based on allegations of overpaying for benefits -- rather than needing to show denied coverage or mismanaged assets -- the court distinguished prior precedent like Thole and lowered a key procedural hurdle. Just as importantly, the judge declined to resolve whether Northwestern acted in a settlor or fiduciary capacity at this stage, emphasizing that decisions around plan design, selection, and monitoring may carry fiduciary obligations subject to later factual scrutiny." [Barbich v. Northwestern Univ., No. 25-6849 (N.D. Ill. Apr. 2, 2026)]  MORE >>